Take Control of Credit Scores

Your credit rating can affect your ability to make purchases on credit by limiting the amount of credit for which you may apply or receive. Learn what factors can positively and negatively affect your credit at a special program at Fort Bend County Libraries’ First Colony Branch Library on Saturday, February 15th, from 10:30 am to 12:30 pm, in the Meeting Room of the library, located at 2121 Austin Parkway in Sugar Land.

In the program, “Take Control of Your Credit,” SCORE mentor Moncy Hawkins will provide an overview of credit scores, explaining what they are and how they are calculated. Learn about the different factors that make up a credit score and what steps can be taken to improve a rating.

Credit problems can make it more difficult to obtain loans or may result in higher interest rates when purchasing a car or buying a home. Understanding one’s credit rating and knowing how to improve it can help increase one’s purchasing power and enable one to save money.

Hawkins is founder and CEO of Fig Restoration, LLC. She is a board member of Women in Insurance in Financial Services (WIFS) and a financial educator for the AIDS Foundation Houston.

This program is presented in partnership with SCORE, the non-profit mentoring arm of the U.S. Small Business Administration. Those attending this program will learn about resources that are available through SCORE and how to draw on the experience of other SCORE members.

The program is free and open to the public. For more information, call 281-238-2800 or visit fortbend.lib.tx.us.